In Todays world every one is afraid on the performance of the Share Market. Every one is totally confused how the share market behaves.
People no longer think , investing in ULIP is a smart move as the changes are eratic.
For a common man understanding i will explain how the ULIP policies work.Let us assume some one invests Rs 1,00,000 in a ULIP policy. for easy calculation if 100% of his investment is invested in a market. If the Net Asset Value(NAV) is 10, He will be allotted 10,000 shares.
This money will be invested in various shares in different sectors. When there is a boom in the market the NAV increases and when the market crashes the NAV value decreases.
At the time of with drawal, if the NAV is 25. The investor gets advantage. If the Market cashes the NAV is low so he or she looses.
So every one is worried about investing in ULIP. As there is no gaurantee for profits.
TATA AIG has come up with a Smart ULIP Policy. It is called TATA AIG Life InvestAssure Apex.
The salient features of the policy is that
* One has to pay premium for only three years
* Minimum amount to start is Rs 1 Lakh
* This Plan is for 10 Years.
* The minimum sum assured is 5 times the first investment
* The Maximum sum assured is 60 times the first investment
The difference between this policy and the others is that. Every month 10th they record the NAV value, for the whole of 10 years there will 100 readings for the NAV value recorded.
When the policy matures the customer get the returns for the Maximum NAV recorded among the 100 readings.
So it is a win win situation for the investor.
It is close ended Policy . One can join before 18th March 2008.
for more details send a mail to services@technosolutions.in
Thursday, February 26, 2009
Maha Shiva Rathiri Shivalaya Yatra - 23rd Feb 2009
A team of 231 Hindu Devotees have visited Shivalaya Temples in and around Chennai on the Eve of Maha Shiva Rathiri on 23d Feb 2009.
This is the 15th Year in a row that a team of energetic young Hindu devotees visited the Temples.
Shri Rama Gopalan, State Organiser Hindu Munnani was present in the Shivalaya Proceedings.
The Temples that were visited are
1.Mannurpet,Padi,Malayalathaman Koil
2.Padi, Thiruvaleeswarar Temple
3.Villivakam, Agatheeswarar Temple
4.Ayanavaram, Kasi Vishwanathar Temple
5.Purasawalkam,Shivan Temple
6.Sowcarpet, Ekamabareshwarar Temple
7.Parrys,Broadway, Chennamalleswarar Temple
8.Mylapore, kapaleeshwarar Temple
9.Vadapalani,Sri Venkateshwarar Temple
10.Koyambedu,Kurungaleeshwarar Temple
11.Korattur ,Jumbukeshwarar Temple
There were 43 Bikes,4 van, 5 Share Auto ,1 Tempo Travellor ,2 Load auto,and 1 Car that participated in the Shivalaya Yatra
The Young Hindu Youths went to the temple and performed Bhajans, Distributed palmlets describing the Current anti Hindu povaction by the media and the Politicians.
They also sold books on Ramayana
Visit the Blog for the Shivalaya Visit last year.
Tuesday, February 24, 2009
Jobs for 2007 & 2008 Passed Out
Well,I have good news for 2007 & 2008 Passed out students in BE Computer Science, BE Information Technology and Bsc Computer Science & MCA as well.
Students with other degrees if they are really good in Computers will also be considered.
Coming to the jobs for 2007 and 2008 passed out students they have a new Job Plan.
The Students Should know atlest one of the following computer softwares
C C++,
XML or ASP
.net, VB
The students in above discipline should register themselves and take up a test.The screening Test starts from the first week of March 2009.
The test will be in Technical ,Aptitude and Group Discussion. This test will conducted for half a day in their office Premises and the results will be declared on the same day.
The students who have passed will be enrolled for six months contract job.
The Salient Feature of the Work experience is
* The candidate will sign a agreement with the company.
* It is not a Course , It is a real time experience.
* All candidates will have to undergo performance evaluation every month.
* Consitent failure in the Performance evalution will lead to loosing the job.
* After six months if the candidate performance is good they will be either absorbed in to their Payroll or they will be placed in their Clients Office in India or Abroad.
* Incase after Six month the candidate performance is not up to the industry standard, he will only recieve a Experience Certificate. They will not be given any course certificate as it is not a Training Institute.
* No Coding or Project Documentation will be given to the candidates.
Candidates who are seriuos about this offer can send in their request by mail to services@technosolutions.in with all their details.
We will forward it to them and they will call you.
Good Luck to all.
Students with other degrees if they are really good in Computers will also be considered.
Coming to the jobs for 2007 and 2008 passed out students they have a new Job Plan.
The Students Should know atlest one of the following computer softwares
C C++,
XML or ASP
.net, VB
The students in above discipline should register themselves and take up a test.The screening Test starts from the first week of March 2009.
The test will be in Technical ,Aptitude and Group Discussion. This test will conducted for half a day in their office Premises and the results will be declared on the same day.
The students who have passed will be enrolled for six months contract job.
The Salient Feature of the Work experience is
* The candidate will sign a agreement with the company.
* It is not a Course , It is a real time experience.
* All candidates will have to undergo performance evaluation every month.
* Consitent failure in the Performance evalution will lead to loosing the job.
* After six months if the candidate performance is good they will be either absorbed in to their Payroll or they will be placed in their Clients Office in India or Abroad.
* Incase after Six month the candidate performance is not up to the industry standard, he will only recieve a Experience Certificate. They will not be given any course certificate as it is not a Training Institute.
* No Coding or Project Documentation will be given to the candidates.
Candidates who are seriuos about this offer can send in their request by mail to services@technosolutions.in with all their details.
We will forward it to them and they will call you.
Good Luck to all.
Saturday, February 21, 2009
Car Lease
Car Lease
In Todays World, Buying a car is not a big deal , There are too many banks to give you loan.The problem is the running cost and maintanence.
The Pity about vehicles are their rates depreciating every second. If you buy a new car and sell it in the next hour you have to loose atleast a Lakh , That is todays trend. What is the remedy ? . I have found a solution for it , It is going for a car Lease.
How does it work.?
There is a Company in Chennai, Tamil Nadu,India called CarLease. They give car for lease.
If you plan to have a car through Lease .
In Todays World, Buying a car is not a big deal , There are too many banks to give you loan.The problem is the running cost and maintanence.
The Pity about vehicles are their rates depreciating every second. If you buy a new car and sell it in the next hour you have to loose atleast a Lakh , That is todays trend. What is the remedy ? . I have found a solution for it , It is going for a car Lease.
How does it work.?
There is a Company in Chennai, Tamil Nadu,India called CarLease. They give car for lease.
If you plan to have a car through Lease .
This is how it works.If your planning to buy a car which is Rs 10 Lakhs (on road Price). Then you need to do the following
* Sign a agreement with the CarLease Company.
* The agreement is for one year.
* You need to Pay Rs 5 lakh to CarLease Company.
* CarLease will deliver you the Vehicle from the Showroom.
* You are not supposed to run more than 25,000 Kms in a year.
* If after one year you have not crossed 25,000 kms in a year you can give back the vehicle to CarLease after a thorough service from a reputed service center.
* You will be given Rs 5 Lakhs by the CarLease Company.
* In the 12 months time when you use the vehicle you need not pay even a single penny to the CarLease company.
* Suppose if you have used more than 25,000 Kms then you need to pay the CarLease company the rest Rs 5 Lakhs and take the Vehicle.
(Note :- CarLease is planning to charge 2% of the remaining cost . ie rs 10,000/-every month for the twelve months in a few months from now.As of now during the twelve months we need not pay any amount for the usage of the car)
If you want to Lease your Exisiting Car
If you already have a car. you can only do a Lease cum Sale through CarLease Company. This is how it works.
* Let us Assume you have a vehicle and when you purchased it was Rs 12 lakhs.
* Now the current market selling Price is 10 Lakhs
* You will sign an Agreement with the CarLease Company
* The agreement is for 60 months ie 5 years
* The company will pay you 2% of the amount to you every month. ie is Rs.20,000/- every month.
* CarLease company will buy your car any time after 12 months and before 60 months.
* When they buy the car from you they will pay you Rs 10 lakhs. So the 2% that you get every month is your income, and your car selling rate is 10 lakhs through out the 60 months.
I have leased my car and taken one as well. My experience with them is really good. This made me to write this Blog.
Techno Solutions is not a Partner or Business Associate of CarLease.We would recommend you take necessary precaution and create a good agreement for your safety.
You can contact me for carLease. You can mail me at services@technosolutions.in for help.
* Sign a agreement with the CarLease Company.
* The agreement is for one year.
* You need to Pay Rs 5 lakh to CarLease Company.
* CarLease will deliver you the Vehicle from the Showroom.
* You are not supposed to run more than 25,000 Kms in a year.
* If after one year you have not crossed 25,000 kms in a year you can give back the vehicle to CarLease after a thorough service from a reputed service center.
* You will be given Rs 5 Lakhs by the CarLease Company.
* In the 12 months time when you use the vehicle you need not pay even a single penny to the CarLease company.
* Suppose if you have used more than 25,000 Kms then you need to pay the CarLease company the rest Rs 5 Lakhs and take the Vehicle.
(Note :- CarLease is planning to charge 2% of the remaining cost . ie rs 10,000/-every month for the twelve months in a few months from now.As of now during the twelve months we need not pay any amount for the usage of the car)
If you want to Lease your Exisiting Car
If you already have a car. you can only do a Lease cum Sale through CarLease Company. This is how it works.
* Let us Assume you have a vehicle and when you purchased it was Rs 12 lakhs.
* Now the current market selling Price is 10 Lakhs
* You will sign an Agreement with the CarLease Company
* The agreement is for 60 months ie 5 years
* The company will pay you 2% of the amount to you every month. ie is Rs.20,000/- every month.
* CarLease company will buy your car any time after 12 months and before 60 months.
* When they buy the car from you they will pay you Rs 10 lakhs. So the 2% that you get every month is your income, and your car selling rate is 10 lakhs through out the 60 months.
I have leased my car and taken one as well. My experience with them is really good. This made me to write this Blog.
Techno Solutions is not a Partner or Business Associate of CarLease.We would recommend you take necessary precaution and create a good agreement for your safety.
You can contact me for carLease. You can mail me at services@technosolutions.in for help.
Friday, February 20, 2009
Personalised Toolbar
Well, Today i found a interesting Gadget , Which i was searching for a long time.A personalised Tool Bar.Where you can have all the important tools in One place.
* I am having a toolbar which has a direct link to my website
* A Search Box powered by Google
* A blog Feed where i can view all my Blogs
* A news Ticker (I can see what's happening in my nation through the news ticker)
* I have a Online Radio (One can List all the channels they want. I have added 24/7 Shyam Radio so that i can listen to it the moment i open my browser)
The Other Features that are available in the Browser are
* Popup Blocker
* Weather Forecaster
* Windows Calculator,Windows Media Player,Microsoft Word, Excel, Powerpoint, Access, Outlook,Paint, Notepad,Msn Messenger,Registry Editor
* The Other Basic Components available are Link Button,Buttons with Menu,Predefined Gadgets Menu, Separator,Label,Highlighter & Chat
* The Content Components available are RSS Reader, News Ticker,Ticker,Podcast & Message Box
* The Personalized Components available are Weather, Radio Player & Privacy Button and Popup Blocker
* The Custom Components available are Gadget Button, Custom Search, Community search, HTML Component, External Menu Component & Application Button
* The other important feature is the Community Alert.(When you send an Alert, it appears almost instantly all users' desktops, whether or not they are working in the browser, and even if they have switched to another toolbar.Community Alerts are the fastest possible way to send hot news and announcements.Your Alerts appear near the system tray and stay open for a few seconds, like an instant message alert.They are branded with your logo and can include any link you choose.)
If you want the tool bar you click the Banner below.
or click the link
* I am having a toolbar which has a direct link to my website
* A Search Box powered by Google
* A blog Feed where i can view all my Blogs
* A news Ticker (I can see what's happening in my nation through the news ticker)
* I have a Online Radio (One can List all the channels they want. I have added 24/7 Shyam Radio so that i can listen to it the moment i open my browser)
The Other Features that are available in the Browser are
* Popup Blocker
* Weather Forecaster
* Windows Calculator,Windows Media Player,Microsoft Word, Excel, Powerpoint, Access, Outlook,Paint, Notepad,Msn Messenger,Registry Editor
* The Other Basic Components available are Link Button,Buttons with Menu,Predefined Gadgets Menu, Separator,Label,Highlighter & Chat
* The Content Components available are RSS Reader, News Ticker,Ticker,Podcast & Message Box
* The Personalized Components available are Weather, Radio Player & Privacy Button and Popup Blocker
* The Custom Components available are Gadget Button, Custom Search, Community search, HTML Component, External Menu Component & Application Button
* The other important feature is the Community Alert.(When you send an Alert, it appears almost instantly all users' desktops, whether or not they are working in the browser, and even if they have switched to another toolbar.Community Alerts are the fastest possible way to send hot news and announcements.Your Alerts appear near the system tray and stay open for a few seconds, like an instant message alert.They are branded with your logo and can include any link you choose.)
If you want the tool bar you click the Banner below.
| toolbar powered by Conduit |
or click the link
Wednesday, February 18, 2009
Personal Loan & Credit Card Defaultors
In this crisis of recession we find too many personal loan and credit card defaultors. There are only few percentage of defaultors who do it with a purpose.
Others are trapped, I mean they are given too many cards by various banks. The recession have made the condition more miserable.
In these condition Bank is employing all tactics to recover their funds, they call every day sometimes every hour, they send reminders , they send people home, they send legal notices, they send agents and what not.
There is no second thought that the person concerned has to pay his or her loan.
But at times, due to the financial crisis he or she is unable to pay his loan now. Even if he expresses his inability to pay at the current moment, the Banks are pressurizing the individual to the core.
They treat every customer as the same. no partiality, a customer who was prompt and is in the good books for years, if he is not in a position to pay now they take him for a ride.
I write this Blog just to tell others that genuine customers who are currently unable to pay due to their personal financial problems are mentally forced to commit suicide.
Their right to live is questioned. the mental torture they under go is tremendous.
I saw few posters through out chennai for the Personal loan and credit defaultors, there is a free legal services offered for them. you can contact them for your help.
Their contact details are as follows
Personal Loan & Credit Card Advocates
92823 41090, 92821 16111,97100 87334
Valluvarkottam ,2nd Right
14/15 , Krishna Steet,
Nungambakkam ,
Chennai - 600034
Face Recognition Software
I have my photo Collection in Google's Picasa. offlate i found a tool in the Picasa. It is called Face Recognition Software. I thought I will give a try.
I uploaded my recent trip to Mahabalipuram with my in laws . After uploading all the photos to the Picasa web Album. I tried the face recognition software. It was running for 15 minutes it was just try to find the number of people in my album. once the process is done, to my surprise it showed all the photos of my younger daugther first and asked to do add her name, then it showed the rest of the photos and asked to check if it is my younger daughter.
Then I added all my family members names one after the other.
When it is almost done, the software asked me to identify few of them which the software found it difficult, I have a twin baby girl ,The beauty is that the photos showed by google where very difficult for me to find it if it is younger or elder daughter.
The software is really cool. Hats off to Google.
you can check the photos from the link.
and try it to add this feature for your Picase web album.
I uploaded my recent trip to Mahabalipuram with my in laws . After uploading all the photos to the Picasa web Album. I tried the face recognition software. It was running for 15 minutes it was just try to find the number of people in my album. once the process is done, to my surprise it showed all the photos of my younger daugther first and asked to do add her name, then it showed the rest of the photos and asked to check if it is my younger daughter.
Then I added all my family members names one after the other.
When it is almost done, the software asked me to identify few of them which the software found it difficult, I have a twin baby girl ,The beauty is that the photos showed by google where very difficult for me to find it if it is younger or elder daughter.
The software is really cool. Hats off to Google.
you can check the photos from the link.
and try it to add this feature for your Picase web album.
Monday, February 16, 2009
Tamil Satellite Channels
I am viewing TV write from the days when we had only one channel called Doordashan.The then favorites were the Friday Oliyum Oliyum and the Sunday Evening movie.
Today by the introduction of sattelite channels we have humpty number of channels.I personally felt there are a dozen of Tamil Channels available.
I just checked my TV today and found that there more tamil channels than i thought there are 26 Tamil channels. Which is really commendable. Here is the list for you.
1 Aditya
2 Chutti TV
3 Comedy Thirai
4 Imayam
5 Isai Aruvi
6 Jaya Plus
7 Jaya TV
8 K TV
9 Kalaingar News
10 Kalaingar TV
11 Makkal TV
12 Mega TV
13 Podhigai TV
14 Raj Digital Plus
15 Raj Musix
16 Raj TV
17 Right TV
18 SS Music
19 Star Vijay
20 Sun Music
21 Sun News
22 Sun TV
23 Tamilan
24 Vasanth
25 Win TV
26 Zee Tamil
If I had missed a few please add in the Comments Section.It is really surprising to have 26 channels in a matter of few years.
Today by the introduction of sattelite channels we have humpty number of channels.I personally felt there are a dozen of Tamil Channels available.
I just checked my TV today and found that there more tamil channels than i thought there are 26 Tamil channels. Which is really commendable. Here is the list for you.
1 Aditya
2 Chutti TV
3 Comedy Thirai
4 Imayam
5 Isai Aruvi
6 Jaya Plus
7 Jaya TV
8 K TV
9 Kalaingar News
10 Kalaingar TV
11 Makkal TV
12 Mega TV
13 Podhigai TV
14 Raj Digital Plus
15 Raj Musix
16 Raj TV
17 Right TV
18 SS Music
19 Star Vijay
20 Sun Music
21 Sun News
22 Sun TV
23 Tamilan
24 Vasanth
25 Win TV
26 Zee Tamil
If I had missed a few please add in the Comments Section.It is really surprising to have 26 channels in a matter of few years.
Saturday, February 14, 2009
Online Bookmarks
Well, It is our common pratice that when ever we browse a website and if it is really worth watching again and again we used to save them in our favorites.
What if one day your desktop or Laptop crashes ?.
If you are browsing from an another system ?
Where will you find the favorites? The answer is simple you can have online Book Marks.
I use Google Book Marks to keep my favourites online.
How to use Google Book Marks
Visit Google's home page and click Google Book mark and add the tool to your browser.
How to Save your Favorites in the Google Book Mark ?
Then you can click that link and save them. The labels in the Book mark refer to our folders.You can store all bank
websites under the label Banks. all music websites under the name Music. I hope it is clear.
How to import Google Book Mark favorites to your Browser ?
You can log on to http://www.google.com/notebook/ using your google account. Then export the book marks by clicking
the tools link located in the upper right side of the page.The file will be stored as an html file. You can use your
book mark manager tools in your browser and import the same.
There by you always have your favourites where ever you go.
Wednesday, February 11, 2009
Webmail in GMail
I hope most of the readers might find the title of the Blog bit confusing.I will make it very clear.
I have a webmail account with Space2Host. They offered 2 mail ids with 25MB web space for both of them put together.
With the inflow of mails in my inbox it gets full in no time. I have to delete most of the mails to accept new mails.I usually forward the important mails to my yahoo mail id and delete the webmail for web space.
Today I found a permanent solution for the same. I configured my web mail account with google. The beauty is that my mail id and domain remains the same.I have about 7GB web space.Now i can have 50 email ids for my firm.
I am extremely happy for the same.If any one needs the same type of service please contact me by mail at prem@technosolutions.in
I have a webmail account with Space2Host. They offered 2 mail ids with 25MB web space for both of them put together.
With the inflow of mails in my inbox it gets full in no time. I have to delete most of the mails to accept new mails.I usually forward the important mails to my yahoo mail id and delete the webmail for web space.
Today I found a permanent solution for the same. I configured my web mail account with google. The beauty is that my mail id and domain remains the same.I have about 7GB web space.Now i can have 50 email ids for my firm.
I am extremely happy for the same.If any one needs the same type of service please contact me by mail at prem@technosolutions.in
Monday, February 9, 2009
My Experiments with Photo Editing
I am a software developer, I am very poor in web design, as it is an art by itself. Today i tried my luck with photo editing. I tried with my twin babies birthday photos.
Let me know your views on this.
you can see the Picasa Link
or you can view the You Tube Video
Friday, February 6, 2009
Blood Donation Camp
On 26th January 2009 , India celebrated its 60th Republic Day Anniversary. The same day TRIJAI Centum Coaching a leading Coaching Centre in Annanagar , Chennai specializing in Regular and Home Tuition Celebrated its 5th Medical Camp.
Along with the Blood Donation Camp their was Eye Check up and Diabeties Check up also done. The function was Organized by Trijai Coaching Centre and Community Health Implement & Literacy Development Society & Welcome Colony Association.
Dr.Victor Emmanuel , Dr V.Ramesh Ophthalmologist, Dr.Satheeshwari Diabetician were present in the Camp.
Mr.D.Jayakumar M.sc [Maths], M.Phil, MLIS, PGDCA the Director of Trijai Centum Coaching said that the residents near by Thirumangalam were hugely benefitted by the Eye Check up and the Diabetics Check up.Nearly 100+ people donated blood for a noble cause.
He also said that they will conduct this Blood Donation Camp every where.
To View the Blood Donation as a slide show click the following link
Along with the Blood Donation Camp their was Eye Check up and Diabeties Check up also done. The function was Organized by Trijai Coaching Centre and Community Health Implement & Literacy Development Society & Welcome Colony Association.
Dr.Victor Emmanuel , Dr V.Ramesh Ophthalmologist, Dr.Satheeshwari Diabetician were present in the Camp.
Mr.D.Jayakumar M.sc [Maths], M.Phil, MLIS, PGDCA the Director of Trijai Centum Coaching said that the residents near by Thirumangalam were hugely benefitted by the Eye Check up and the Diabetics Check up.Nearly 100+ people donated blood for a noble cause.
He also said that they will conduct this Blood Donation Camp every where.
To View the Blood Donation as a slide show click the following link
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