Well this is my experience with Standard Chartered I would like to share my views with my online friends.
I have a credit card with standard chartered and it is about 2 years old now. Almost Every month i will recieve a call from standard chartered or from their Associates stating that my relationship with the bank is excellent,my payment terms is good (yes it is) so i am eligible for a personal loan based on my credit card. They ask only for a Photo and a Identity proof, thats it.One of their person will come and pick up the document. i will get some verification calls from chennai or Bangalore.The beauty of all is that in next 2 weeks time i will recieve a letter from the bank stating that i am not eligible for the loan.
The sad story in this is that , i will recieve calls from the bank every alternate month stating that i am eligible for a loan, when ever i tell them that i have not recieved loan last time, they say that the problem has been fixed , my credit score is excellent,as usual in next 15 days i will get a letter stating that my loan is rejected.
This story has happened to me not once ,not twice ,but 5 to 6 times in a year. I think they are making fool of me.the worst thing in this is that i have never approached the bank for a loan,it is their call.if i am not eligible why should they call me . why do they waste their time and mine.
Is it done by the staff for their monthly survival ?, i know that each employee has a quota of personal loan submission, but it is really irritating at times and also the faith in the bank is slowly vanishing.
Is Standard Chartered listening .....
1 comment:
they are just useless irritating junks..they also kept offering platinum cards every quarter, only to receive a letter stating that you are not eligible for that..every time...now i told them not to call for cards and they asked for explanations..painful people!
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